Short answer: order through USAA’s digital self-service, which runs through Harland Clarke. Standard checks in blue or tan are free and come with free CheckProtect tracking. Orders usually arrive in 7–10 business days. If you just want plain checks, use USAA. A printer only makes sense if you want a design USAA doesn’t offer.
Order USAA-compatible checks at Checks Unlimited →
Affiliate link: GetBankChecks.com may earn a commission at no extra cost to you.
| Order through USAA | Order from a check printer | |
|---|---|---|
| Price | Standard blue or tan checks free; other designs extra | Carousel Blue Safety: $20.00 for 100 checks. Checks Unlimited Blue Classic: $23.49 for one box |
| How | usaa.com or the USAA app (Harland Clarke) | Online with your routing number, account number and starting check number |
On this page
How to order checks from USAA
USAA is the rare bank where the bank’s own checks are the cheapest option.
USAA logo shown for identification only. GetBankChecks.com is not affiliated with USAA.
- Sign in to usaa.com or the USAA app and select your checking account.
- Choose the option to order checks. USAA’s digital self-service runs through Harland Clarke.
- Pick the free standard blue or tan checks, or a paid design. You can choose any starting check number you haven’t used.
- Confirm your order. It usually arrives in 7–10 business days with free deposit slips.
Name changes: USAA says to call 800-531-USAA (8722) to change the name on your checks. Power-of-attorney, estate or trust wording follows whatever is on your account.
Source: USAA’s own help pages, checked October 17, 2026: Personal checks FAQ. Menus change; follow the labels you see.
Address on your checks: USAA’s self-service lets you change where a check order is shipped, but not the address printed on the checks. If you’ve updated the address in your USAA profile, USAA says the new address appears on your next order; otherwise call 800-531-USAA (8722).
Cheaper option: order USAA-compatible checks online
USAA accounts can use checks from an outside printer, because what matters is the magnetic-ink routing, account and check numbers along the bottom. Checks Unlimited matches those numbers against bank records before it prints. Since USAA’s standard checks are free, though, the reason to use a printer is the design, not the price.
Being honest: no printer beats free. Use a printer only for something USAA doesn’t offer, such as a scenic, pet or photo design, or for duplicate checks.
What you need for USAA-compatible checks
- USAA’s routing number, printed bottom left on your current checks
- Your USAA checking account number
- A starting check number you haven’t used on the account
- Your name and address as they appear on your USAA account
- A current USAA check to copy from, rather than a deposit slip
Steps to buy designer checks for a USAA account
- Pick the design USAA doesn’t offer, such as a scenic, pet or photo check, and a quantity. Duplicates make a carbon copy of each check.
- Copy the routing and account numbers from a current USAA check, and use a starting number you haven’t used yet.
- Type the name and address to print. If your check name includes power-of-attorney, estate or trust wording, copy it exactly as it appears on your USAA account.
- Proofread the preview, choose trackable shipping and pay.
| Check | Quantity and price | Per check |
|---|---|---|
| Carousel Blue Safety | 100 singles $20.00; 200 $39.50; 400 $79.00 | about 20¢ |
| Carousel Mountain Lake Reflections | 100 singles $25.50; 200 $46.00; 400 $92.50 | about 23–26¢ |
| Checks Unlimited Blue Classic | 1 box (80 checks) $23.49; 2 boxes $38.99; 4 boxes $72.29 | about 23–29¢ |
These prices are from the merchants’ product pages on October 17, 2026, before shipping. USAA’s standard blue or tan checks cost nothing, so compare these against the price of the paid USAA design you’d otherwise pick. Codes are on our Checks Unlimited coupon codes and Carousel coupon codes pages, and Cheapest checks 2026 compares price per check.
This is where a printer beats USAA: designs. Create photo checks, or browse check designs and Checks Unlimited offers.
Security features
USAA’s CheckProtect delivery adds secure packaging and order tracking. It’s free with the free check options and costs extra with other designs.
A printer won’t include USAA’s CheckProtect delivery, so choose its tracked shipping instead. Checks Unlimited lists a MicroPrint signature line that becomes dotted when photocopied, chemical and erasure protection, and a security screen on the back of each check. Its SentryShield add-on costs extra and can be removed.
Delivery time
USAA says each check order usually arrives in 7–10 business days.
A printer order can take longer than USAA’s usual 7–10 business days. Checks Unlimited says printing takes 2–5 business days, and printing plus standard delivery takes up to 15 business days in total after order verification (7–11 with trackable delivery). In-Plant Rush ($6.99) gets the order ready to ship within 2 business days. If you’re nearly out of checks, order USAA’s free standard checks first and get the designer box later.
Frequently asked questions
Are USAA checks free?
Yes. USAA offers free standard checks in blue or tan, with free CheckProtect order tracking. Other designs and features cost extra.
How long do USAA checks take to arrive?
USAA says orders usually arrive in 7–10 business days, and each order comes with free deposit slips.
Can I order USAA-compatible checks from another company?
Yes. A U.S. check printer can print checks for a USAA checking account using your routing and account numbers. It usually only makes sense if you want a design USAA doesn’t offer.
Can I choose my starting check number with USAA?
Yes. USAA lets you pick any starting number you haven’t already used on the account.
How do I change the name on my USAA checks?
Call USAA at 800-531-USAA (8722).
Related guides
Ordering for a different bank? order Bank of America checks, order Wells Fargo checks, order Chase checks, order Citibank checks, order U.S. Bank checks, order PNC checks, order Capital One checks, order TD Bank checks, order Truist checks.
Affiliate disclosure: GetBankChecks.com is an independent guide, not a check printer. Some links are affiliate links, and we may earn a commission if you buy through them, at no extra cost to you. Prices, codes and designs change; confirm them on the merchant’s site before you pay.